Terms & Conditions

Last Updated: July 2026

Welcome to STOWKO. These Terms & Conditions govern your use of our website and services. By accessing or using www.stowko.com, you agree to these terms. If you do not agree, please do not use our website.

About STOWKO

STOWKO is an online marketplace where customers can browse, purchase, and receive products from trusted sellers and brands.

We aim to provide a secure, reliable, and convenient shopping experience for everyone.

Eligibility

To use STOWKO, you must:

  • Be at least 18 years old, or use the website under the supervision of a parent or guardian.
  • Provide accurate and complete information during registration and checkout.
  • Keep your account credentials secure.

Account Registration

When creating an account, you agree to:

  • Provide correct personal information.
  • Keep your login credentials confidential.
  • Update your information whenever it changes.
  • Notify us immediately if you suspect unauthorized access to your account.

STOWKO reserves the right to suspend or terminate accounts involved in fraudulent or suspicious activities.

Product Information

We strive to ensure that all product descriptions, images, specifications, and prices are accurate.

However:

  • Product colors may vary depending on your screen settings.
  • Images are for illustration purposes only.
  • Product specifications may change without prior notice.
  • Availability is subject to stock.

We reserve the right to correct any errors or inaccuracies at any time.

Pricing

All prices displayed on STOWKO are in Indian Rupees (₹) unless otherwise stated.

Prices may change without prior notice.

Applicable taxes and shipping charges will be displayed during checkout before payment is completed.

Orders

Placing an order does not guarantee acceptance.

We reserve the right to Accept or reject any order.

  • Cancel orders due to pricing errors.
  • Cancel orders if products become unavailable.
  • Verify customer information before processing orders.

If your order is cancelled after payment, the amount will be refunded according to our Refund Policy.

Payments

We accept secure online payments through trusted payment gateways.

Available payment methods may include:

  • UPI
  • Credit Cards
  • Debit Cards
  • Net Banking
  • Cash on Delivery (where available)

STOWKO does not store your complete payment card information.

Shipping & Delivery

Delivery times are estimates and may vary depending on:

  • Delivery location
  • Product availability
  • Weather conditions
  • Courier delays
  • Public holidays

While we aim for timely delivery, STOWKO is not responsible for delays caused by third-party logistics providers.

User Responsibilities

By using STOWKO, you agree not to:

  • Use the website for unlawful purposes.
  • Upload false or misleading information.
  • Attempt to hack or disrupt the website.
  • Upload harmful software or viruses.
  • Copy or misuse website content without permission.
  • Interfere with other users’ experience.

Violation of these terms may result in suspension or termination of your account.

Intellectual Property

All content on STOWKO, including:

  • Logos
  • Product images
  • Graphics
  • Icons
  • Website design
  • Text
  • Software

is the property of STOWKO or its respective owners and is protected by applicable intellectual property laws.

You may not copy, reproduce, or distribute any content without prior written permission.

Third-Party Links

Our website may contain links to third-party websites for your convenience.

STOWKO is not responsible for the content, privacy practices, or services offered by these external websites.

Limitation of Liability

To the fullest extent permitted by law, STOWKO shall not be liable for:

  • Indirect or incidental damages.
  • Loss of profits or business opportunities.
  • Delivery delays beyond our control.
  • Technical interruptions or website downtime.
  • Errors caused by third-party service providers.

Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our business, services, or legal requirements.

The updated version will be posted on this page with the revised Last Updated date.

Continued use of the website after changes are posted constitutes acceptance of the updated Terms.

Governing Law

These Terms & Conditions are governed by the laws of India.

Any disputes arising from the use of STOWKO shall be subject to the exclusive jurisdiction of the courts in the location where STOWKO operates.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact us through our Contact Us page or customer support.